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4px #5eead42e}@keyframes mcf-pulse{0%,to{box-shadow:0 0 0 4px #5eead42e}50%{box-shadow:0 0 0 8px #5eead414}}.utility-bar .status-pill{border-radius:var(--r-pill);color:var(--mcf-teal);text-transform:uppercase;letter-spacing:.08em;font-family:var(--ff-mono);background:#5eead41f;padding:4px 10px;font-size:11px}.utility-bar .apply-pill{background:var(--mcf-teal);color:var(--mcf-blue-ink);border-radius:var(--r-pill);letter-spacing:.04em;font-weight:600;font-family:var(--ff-mono);text-transform:uppercase;padding:6px 14px;font-size:12px}.utility-bar .apply-pill:hover{background:var(--mcf-teal-bright)}@media(max-width:880px){.utility-bar .status-pill,.utility-bar .ub-portal{display:none}}.site-header .has-dropdown{position:relative}.site-header .has-dropdown>button{font-family:var(--ff-body);color:var(--mcf-text);cursor:pointer;background:0 0;border:0;border-radius:8px;align-items:center;gap:6px;padding:10px 14px;font-size:14px;font-weight:500;transition:color .15s,background 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a:hover{background:var(--mcf-bg-2);color:var(--mcf-blue)}.site-header .dd-menu a.is-active{color:var(--mcf-blue);font-weight:600}.site-header .header-cta{background:var(--mcf-teal);color:var(--mcf-blue-ink);border-radius:var(--r-pill);font-size:14px;font-weight:600;font-family:var(--ff-body);white-space:nowrap;border:0;align-items:center;gap:6px;padding:11px 18px;text-decoration:none;transition:background .15s,transform .15s,box-shadow .2s;display:inline-flex}.site-header .header-cta:hover{background:var(--mcf-teal-bright);transform:translateY(-1px);box-shadow:0 8px 20px -8px #5eead499}.site-header .hamburger{cursor:pointer;background:0 0;border:0;flex-direction:column;justify-content:center;align-items:center;gap:5px;width:44px;height:44px;display:none}.site-header .hamburger span{background:var(--mcf-text);border-radius:2px;width:22px;height:2px;transition:transform .2s,opacity .2s;display:block}.site-header .hamburger.is-open span:first-child{transform:translateY(7px)rotate(45deg)}.site-header .hamburger.is-open span:nth-child(2){opacity:0}.site-header .hamburger.is-open span:nth-child(3){transform:translateY(-7px)rotate(-45deg)}@media(max-width:880px){.site-header .site-nav,.site-header .header-cta{display:none}.site-header .hamburger{display:flex}}.mobile-drawer{z-index:40;transition:transform .4s var(--ease);background:#fff;position:fixed;inset:76px 0 0;overflow-y:auto;transform:translate(100%)}.mobile-drawer.is-open{transform:translate(0)}.mobile-drawer .mm-inner{padding:32px 24px 48px}.mobile-drawer .mm-section{border-bottom:1px solid var(--mcf-rule);padding:20px 0}.mobile-drawer .mm-section:last-of-type{border-bottom:0}.mobile-drawer .mm-eyebrow{font-family:var(--ff-mono);text-transform:uppercase;letter-spacing:.08em;color:var(--mcf-text-muted);margin-bottom:14px;font-size:11px}.mobile-drawer a{font-family:var(--ff-display);color:var(--mcf-blue-ink);padding:10px 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18px;display:block}.bg-light{background:var(--mcf-bg-2)}.why-mini{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.why-mini-item{background:var(--mcf-bg-2);border-radius:var(--r-lg);border-left:3px solid var(--mcf-teal);grid-template-columns:28px 1fr;align-items:start;gap:14px;padding:22px;display:grid}.why-mini-item .check{background:var(--mcf-teal);width:28px;height:28px;color:var(--mcf-blue-ink);border-radius:50%;justify-content:center;align-items:center;margin-top:2px;font-size:14px;font-weight:700;display:flex}.why-mini-item p{color:var(--mcf-text);margin:0;font-size:15px;line-height:1.5}.apply-shell{grid-template-columns:280px 1fr;align-items:start;gap:56px;display:grid}.apply-progress{border:1px solid var(--mcf-rule);border-radius:var(--r-xl);box-shadow:var(--sh-md);background:#fff;padding:28px;position:sticky;top:96px}.apply-progress 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var(--mcf-rule);border-radius:var(--r-xl);box-shadow:var(--sh-md);background:#fff;overflow:hidden}.form-group{border-bottom:1px solid var(--mcf-rule);padding:40px 44px}.form-group .group-eyebrow{font-family:var(--ff-mono);text-transform:uppercase;letter-spacing:.08em;color:var(--mcf-blue);margin-bottom:8px;font-size:11px;display:block}.form-group h3{font-family:var(--ff-display);color:var(--mcf-blue-ink);margin:0 0 22px;font-size:24px}.form-group .group-note{color:var(--mcf-text-muted);font-size:13px;font-family:var(--ff-mono);letter-spacing:.02em;margin:0 0 22px}.form-row{grid-template-columns:1fr 1fr;gap:18px;display:grid}.form-field{flex-direction:column;gap:6px;margin-bottom:18px;display:flex}.form-field.full{grid-column:1/-1}.form-field label{font-family:var(--ff-body);color:var(--mcf-text);font-size:13px;font-weight:600}.form-field label .opt{color:var(--mcf-text-muted);margin-left:6px;font-size:12px;font-weight:400}.form-field input[type=text],.form-field 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.label{font-family:var(--ff-display);color:var(--mcf-blue-ink);margin-bottom:6px;font-size:16px;font-weight:600}.file-upload .hint{font-family:var(--ff-mono);letter-spacing:.04em;text-transform:uppercase;color:var(--mcf-text-muted);font-size:11px}.submit-zone{background:linear-gradient(135deg,var(--mcf-bg-2) 0%,#ecf3f7 100%);flex-direction:column;align-items:stretch;gap:14px;padding:36px 44px;display:flex}.btn-submit{background:var(--mcf-teal);color:var(--mcf-blue-ink);font-family:var(--ff-body);border-radius:var(--r-pill);cursor:pointer;letter-spacing:.02em;border:0;padding:18px 28px;font-size:17px;font-weight:700;transition:all .15s}.btn-submit:hover{background:var(--mcf-teal-bright);transform:translateY(-1px);box-shadow:0 8px 20px -8px #5eead499}.privacy-note{color:var(--mcf-text-muted);text-align:center;font-size:12px;line-height:1.55}.privacy-note a{font-weight:500}.mobile-sticky-submit{z-index:30;border-top:1px solid var(--mcf-rule);padding:12px 16px 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--tw-gradient-via-stops{syntax:"*";inherits:false}@property --tw-gradient-from-position{syntax:"<length-percentage>";inherits:false;initial-value:0%}@property --tw-gradient-via-position{syntax:"<length-percentage>";inherits:false;initial-value:50%}@property --tw-gradient-to-position{syntax:"<length-percentage>";inherits:false;initial-value:100%}@property --tw-leading{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}@property --tw-ease{syntax:"*";inherits:false}.page-hero{position:relative;padding:110px 0 90px;overflow:hidden}.page-hero .container-wide,.page-hero .container{position:relative;z-index:2}.page-hero h1,.page-hero h2{margin:0}.page-hero .eyebrow{display:block;margin-bottom:18px}.page-hero .lead{margin-top:24px;max-width:760px}.section-head{margin-bottom:48px;max-width:880px}.section-head .eyebrow{display:block;margin-bottom:14px}.section-head h2{color:var(--mcf-blue-ink);margin:0 0 14px}.section-head 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